2027 tax brackets: what we know before the IRS announcement
The IRS has not released next year's brackets yet. Early projections point to a standard deduction of about $16,600 for single filers.
Key numbers
- Official 2027 brackets: not released yet
- Projected bracket increase: about 3.2%
- Projected standard deduction: $16,600 single, $33,200 married
Every fall the IRS adjusts income tax brackets, the standard deduction and dozens of other figures for inflation. As of November 4, 2026, the official 2027 numbers have not been published. The IRS normally releases them in October or November, so an announcement could come any day.
What the projections say
Bloomberg Tax projects that bracket thresholds will rise about 3.2% for 2027, a bigger jump than the 2.7% average for 2026. Its forecast puts the standard deduction at about $16,600 for single filers and $33,200 for married couples filing jointly, compared with $16,100 and $32,200 in 2026.
These are estimates, not final figures. The tax rates themselves, from 10% to 37%, are not expected to change.
What it means for your paycheck
Wider brackets and a bigger standard deduction mean slightly less federal tax on the same salary. If your pay stays flat, your take-home pay in January 2027 should rise a little. If you get a raise that matches inflation, your federal tax rate should stay about the same.
Social Security tax will reach more income in 2027, because the wage base rises to $192,300. High earners may see that offset part of the bracket benefit.
When we will update
As soon as the IRS publishes the official 2027 figures, we will update every StateMoneyDesk paycheck calculator and post the full bracket tables here.
Sources
- CBS News: See how your income tax bracket could change for 2027 (Bloomberg Tax projections)
- IRS Revenue Procedure 2025-32 (2026 figures)