Texas has no state income tax, so your paycheck only loses federal income tax, Social Security and Medicare. Enter your pay to see what lands in your bank account.
Estimate only, based on 2026 IRS brackets and the standard deduction. Your actual withholding depends on your W-4.
Texas is one of a handful of states with no personal income tax, so nothing is withheld for the state. Your employer still withholds three federal items: federal income tax, Social Security (6.2%) and Medicare (1.45%).
Social Security only applies to the first $184,500 you earn in 2026. Medicare has no cap, and an extra 0.9% is withheld on wages above $200,000.
Texas funds itself mostly through sales and property taxes instead. The state sales tax is 6.25%, and cities can add up to 2%, for a maximum of 8.25%.
| Rate | Taxable income |
|---|---|
| 10% | $0 – $12,400 |
| 12% | $12,401 – $50,400 |
| 22% | $50,401 – $105,700 |
| 24% | $105,701 – $201,775 |
| 32% | $201,776 – $256,225 |
| 35% | $256,226 – $640,600 |
| 37% | Over $640,600 |
Standard deduction: $16,100 single · $32,200 married jointly · $24,150 head of household.
No. Texas does not tax wages, so the only taxes on your paycheck are federal.
Health insurance premiums, HSA contributions, extra withholding on your W-4 and other deductions all change your net pay. This calculator covers the standard federal taxes and a 401(k).
No state tax applies. Federal withholding on bonuses is often a flat 22%, plus Social Security and Medicare.
Sources: IRS Revenue Procedure 2025-32; Social Security Administration 2026 contribution and benefit base. Last updated November 3, 2026.